We're hosting a FREE Information Session on April 22 at 6:00PM.
No cost. No obligation. No strings attached.
All we'll do is offer you valuable information — answer your questions — and provide a refreshment or two.
Encore Master Builder has over 27 years experience building award-winning, affordable homes. But it’s not our experience that matters — it’s yours.
So from start to finish, we ensure that your experience is a positive one — an experience you'll want to repeat. We call that: The Encore Experience.
We know. It's a stretch. But at least your mortgage payments won't be stretched when you purchase an energy-efficient BuiltGreen™ home that includes a complete secondary suite — perfect for rental income.
There's also potential to quality for a $20,000 grant from the City of Edmonton. Starting to see the reason for our rhyme?
Our newest Show Home is now open for viewing.
Located at 217st and Rosenthal Link (in the beautiful West End Community of Rosenthal), the Bridgeport Tudor shomhome will operate during our regular Show Home hours.
View Details ?
My Project Manager and Site Superintendent were absolutely amazing and quick to resolve any concerns or questions we have had. Our warranty is now up and I can still contact either one of them for help. They are a great bunch of people and I would (and have) highly recommended them to everyone I talk to!–Russell Whitford & Christine McCord (Encore Customers)
This being our first home purchase, we were very pleased with the way you held our hands through the purchasing procedure, not to mention giving us a great deal to begin with...–Heather & Ryan Bolichowski (Encore CustomerS)
Being a first-time buyer, we are extremely glad that we found Encore to build our dream home. We are exceptionally pleased with our new home and will definitely build another home with Encore in the future...–Tat Leung (Encore Customer)
After a year and a half in our new house, we had to write and say how thrilled we are with our Encore designed and built home. The prospect of moving into a new house can be daunting, but you made this experience both rewarding and stress-free...–S. Honeychurch & B. McKenzie (Encore Customers)
The service that we received from Encore was impeccable. Everyone was friendly, knowledgeable and helpful. It was everything we imagined and more....–Renee & Curtis Zilinski (Encore CustomerS)
We are very pleased with the quality and workmanship of our home. Service requests were promptly taken care of.
Also impressive was their concern after the house was built, keeping in close contact to ensure we
remained happy with our home...–Brian & Tamara Uhlmann (Encore CustomerS)
You've already taken the first step by visiting EncoreMasterBuilder.com.
Next, we recommend that you go through each topic in our Frequently
Asked Questions section (you're already in it!) You'll find
a lot of helpful information, especially if you're buying a new home for the
After familiarizing yourself with the information in our FAQ, the next step
you'll want to take is browsing our locations, house plans, and current listings. This will give you a good idea of where we build, what models we have,
and what we have available for immediate possession (along with the price of those
Next, you'll want to speak with a mortgage broker or financial lending
institution (ie: the bank) to determine the amount of mortgage you can pre-qualify
to receive. Mortgage Brokers will shop different lending institutions on your
behalf, striving to obtain the best possible rate. It is important to remember
that the best rate is not always the best deal though. Our Sales Counselors are
more than happy to discuss these options with you.
It's now up to you to select a neighbourhood, then visit us in one of our
Show Homes to discover if Encore Master Builder is the right builder for you and
Any Mortgage Broker or Financial Lending Institution
(ie: the bank) will be able to determine what you can afford based on your
current income, household debt, available savings, and credit score.
As a general guideline, you can easily estimate what you can afford
by calculating your Gross Debt Service ratio in the following way:
Gross Debt Service ratio (GDS)The GDS looks at your proposed new housing costs (mortgage payments, property taxes, and heating costs). Generally speaking, this amount should be no more than 32% of your gross monthly income. For example, if your gross monthly income is $4,000, you should not be spending more than $1,280 in monthly housing expenses.
Keep in mind that this number is a prescribed
maximum and that you should strive for a somewhat lower ratio in order to maintain a more affordable lifestyle.
With this number in hand, you can now use our Mortgage Payment Calculator to determine a
mortgage amount that will fit within your current budget.
Before falling in love with a potential new home, we strongly recommend
that you discuss financing options with
the lender of your choice. This will help you stay within your price range and spend your time looking at homes you can reasonably afford.
We are happy to sit down with you to discuss any of these issues — to
help make your “dream home” both affordable and enjoyable.
Encore Master Builder supplies our clients with limited professional lawyer services and
we cover all closing costs associated with the sale (ie. land title transfer, registration, compliance fees, etc).
These fees are included in the price of your new home*.
NOTE: Some mortgage lenders will require that you (their
client) obtain a third-party lawyer independent of the one offered by Encore
Master Builder. In these cases, you will be required to waive the services
offered by Encore, and you will become responsible for the costs associated with
that third-party lawyer.
When deciding on a lender, it is important to ask the following question up
front: Will you allow our builder to provide a lawyer on our behalf?
The answer to this question can save you many hundreds of dollars!
Many builders do not allow changes after your initial contract has been signed.
In fact, some builders don't allow changes at any stage.
Encore Master Builder wants your new home to be your dream home. We fully understand that things
may come up during the building process that you simply hadn't considered on the day you signed the contract.
When you purchase a new home from Encore, we want you to be part of the
whole experience, so we allow changes both prior to
Of course, there are times when we may have passed a point in construction where making a change is either no
longer possible or extremely costly. In these cases, we'll discuss your options with you and allow you to make
Your Project Manager is always available to discuss changes or additions and is able to provide
price and timeline estimates in a timely fashion.
The construction of a new home is an extremely complicated process, involving thousands of steps, hundreds of regulations, and dozens of contractors.
Construction on a new home
should never be undertaken without the builder having a thorough knowledge of soil conditions, regulatory requirements,
construction best-practises, moisture protection strategies, and a host of other
The Master Home Builder Certification is only granted to Builders that have
received and maintained adequate training in every aspect of the home building
process. Accredited certification is provided by the Professional Home Builders
Institute of Alberta, and only to individuals who have already had a minimum of
5 years experience in an eligible position.
Accredited Master Home Builder certification is maintained by a requirement to
obtain ongoing training, year after year.
Encore Master Builder Inc. is an accredited Master Home Builder.
We strongly recommend that you never consider building with any individual or
company that does not have this certification.
It's the difference between hoping you'll get a great home, and knowing you will.
Selling your existing home is always a major consideration when purchasing (or
planning to purchase) a new home. Neeeding the equity built up in your current
home — or simply needing a place to live — are both very real concerns.
But this shouldn't prevent you from shopping for a new home, or even signing a
purchase contract when the price, product, and location are all too perfect to
When you sign a contract to purchase a new home, just ensure that
the contract includes a conditional clause stating that the purchase of the new home is conditional upon the sale of your current home
(and by a specific pre-determined date).
The builder may require that you agree to certain conditions related to that clause (for example,
that you list your house with a professional realtor), but a conditional clause
will provide peace of
mind in the event that your house does not sell.
Don't let the down payment be the barrier to your homeownership dreams. There are
many mortgage products that allow you to achieve homeownership with little or no
down payment at all. Be sure you speak to your lender about all your down
Beyond mortgage products, there are other sources to consider for your down payment needs. You can use your savings, or a gift from a parent or relative. Or did you know Registered Retirement Savings Plans (RRSPs) can be used towards the purchase of a first home?
The Federal Government of Canada has a First-Time Homebuyers' Plan (HBP) that allows you to use money in your RRSP to purchase your first home. For example, the current HBP lets first-time buyers withdraw up to $25,000 from their RRSPs to buy or build a home. RRSPs are a great way to secure your financial future while enjoying tax benefits today.
Additional considerations when using your RRSP:
You can set up an RRSP through your bank or other financial institutions like credit unions or insurance companies. Visit Canada Revenue Agency for more information on setting up an RRSP and the Homebuyers' Plan.
The construction process is subject to a variety of variables, including third-party regulatory agencies, seasonal environmental conditions, and the availability of
quality sub-trades (the trained professionals who actually build your new home).
On average — from purchase date — a new home
will be completed within approximately 180 days.
Unfortunately, due to the variables mentioned above, Encore Master Builder is
unable to provide a precise guarantee of possession date until 45 days prior to
possession — at which time you'll receive a written confirmation of possession.
Encore Master Builder maintains an inventory of Quick Possession homes (see
Our Current Listings). These houses are already under construction
completion) — and are available for immediate purchase (and many of which for
New versus Used can be a difficult decision.
Buying a previously-owned home in a mature or established community can provide
many benefits. The yard is likely landscaped. Construction in the neighbourhood
(and on adjoining
properties) is likely complete. And your neighbours are already...well...your
Buying new comes with the additional benefits of choice and
When you purchase a new home, you're given the option to select your choice of colours, cabinets, counter-tops, flooring, exterior, and more.
This can be an exciting process — and it ensures that the house you're buying is
the exact house you want.
When buying new, your selections — and every aspect of your new home — are also covered by
Encore Master Builder provides a
1-year Comprehensive Warranty covering every facet of your new home. The structural integrity of your new
home is also covered by a 5-year Structural Warranty. This can be extended
up to 10 years at time of purchase.
You may have had financial troubles, but bad credit doesn't always keep you from qualifying for a mortgage. It is important that you speak to your bank/mortgage specialist to assess your situation. They will be able to give you advice on your situation. If you don’t qualify now based on the poor credit they can advise what you need to do to get there in the near future.
Encore Master Builder works with a variety of lending instutions and has some preferred brokers that we frequently work with and
who we are confident can work with your individual needs to find the mortgage that is right for you.
We can provide contact information upon request.
You should start by deciding on a Mortgage Broker or
Financial Lending Institution (ie: the bank) that you are comfortable working with.
If you have an existing relationship with a bank, that may be a great place to
Encore Master Builder has some preferred brokers that we frequently work with and
who we are confident can work with your individual needs to find the mortgage that is right for you.
We can provide contact information upon request.
If you need help finding a lender, please be sure to contact us or visit one of
our show home locations.
Watching your new home take shape — from empty lot to house-warming party — will
be an exciting time for you and your family.
To help you share in this process, your project manager will be more than happy
to schedule visits to the site at any time through-out the construction process.
Of course, a construction site can be a dangerous place, so you'll be provided
with safety equipment suitable for the stage of construction your home is
Please note that due to the nature of construction, there may be times when the
site is not safe to visit, so always check with your project manager prior to
visiting the site.
Encore Master Builder is a member in good standing with the Alberta New Home Warranty Program. This program provides a
1-year Comprehensive Warranty — covering every aspect of your new home —
plus an additional 5-Year Structural Warranty further protecting your investment.
Of course, the best warranty is one that you never have to use! But you can buy a new Encore home confident in the quality of the housing product and the professionalism of the builder.
When you take possession of your new home, warranty protection starts. For the first year after you take possession, defects in workmanship, materials or structural failure which become apparent are warranted by
Encore and the Warranty Program.
One year after you take possession, the Structural Integrity Warranty covers repairs relating to major structural defects for the next four years (or nine years when extended major structural defects coverage is purchased at the time of possession).
The answer to this question depends on many variables: where the lot is located, what condition the lot is in
(ie: is there an existing house on the property), what are the soil conditions
of the lot, what is the size of the lot, and what regulatory limitations affect
that particular property.
If you have a lot on which you'd like Encore to build, please contact us to
We strive to make every client feel like our only client. So ... Expect to be Impressed!
It isn't always feasible (or affordable) to run wires to all the places you might want speakers in your home. We discuss a wireless solution that might just fit the bill.
Do the windows in your home frost up during the winter? The culprit is easy to identify, and easy to eliminate.
Copyright © 2013 Encore Master Builder Inc. All rights reserved.